The Dangers of Flash Floods & How to Protect Yourself

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Many people mistakenly assume that their homeowners insurance policy includes coverage for flood damage, however, this is not the case. Typical homeowners insurance policies do not provide any coverage for flooding. Some providers offer various flood coverage add-ons to enhance protection for your home. We recommend reaching out to your Triton Insurance Group agent to … Read more

What You Need to Know About The Insurance Claim Process

Florida Tennessee Insurance Claim Form

While paying insurance premiums is a general fact of life, that doesn’t mean you want to find yourself in a position where you need to act on them. Like it or not, accidents happen. If you need to file a claim on your auto or your home insurance policy, you could be concerned if you’re … Read more

Understanding Your Wind Deductible

Triton Hurricane

On August 24, 1992, Hurricane Andrew struck Miami with losses that had never been seen in America before.  Andrew caused most carrier to stop writing property coverage in the state and a state pool the Florida Joint Underwriting Association FJUA (now known as Citizens) was formed to provide coverage for Florida homeowners.  A special hurricane … Read more

Preparing Your Boat For a Hurricane 

Boat Insurance Hurricane

In addition to purchasing and securing boat insurance it is imperative to plan and prepare your boat for any unexpected dangers. Hurricane season is a 6 month period with August and September being the most capricious months for these destructive storms. The danger and risks that come with hurricanes can create damage beyond the initial … Read more

Must-knows on Homeowners Insurance

Must Knows Homeowners Insurance

Mortgage insurance does not protect you personally or insure your home, yet it insures the bank if you default on your loan. Homeowners insurance provides coverage for you and your home in the event of an unexpected loss. What does homeowners insurance cover? Property Damage Natural Disasters Standard Home Liability Extra Money for Living Personal … Read more

Tropical Storm Barry Update

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Per CNN, the threatening cyclone spinning towards the Gulf Coast has intensified early today (Thursday) becoming Tropical Storm Barry. As the storm intensifies and strengthens in the Gulf of Mexico millions are under flood risk. #TropicalStormBarry is anticipated to become a hurricane, and is expected to reach Louisiana on Saturday with average wind speeds topping … Read more

Quick Tip Tuesday: Inspect Your Gutters and Downspouts

Quick Tip Tuesday Gutters Tip

Quick Tip Tuesday: Inspect your gutters and downspouts. Make sure they are clean and directed away from your house. Caulk any holes and keep your weather strips updated, especially around drafty areas to avoid leaks of rain or wind. Main checkpoints would be around doors, windows and utility entry points. With the tag line “More … Read more

Quick Tip Tuesday:

Quick Tip Tuesday Roof

Quick Tip Tuesday: Our second quick tip of this series is to inspect your roof thoroughly. According to the NAIC report, wind and hail damage are the most frequent claims made. An average roof roughly lasts 20-30 years. If your house is old enough, you will need to hire a licensed professional to replace your roof. … Read more