Understanding Your Wind Deductible

Triton Hurricane

On August 24, 1992, Hurricane Andrew struck Miami with losses that had never been seen in America before.  Andrew caused most carrier to stop writing property coverage in the state and a state pool the Florida Joint Underwriting Association FJUA (now known as Citizens) was formed to provide coverage for Florida homeowners.  A special hurricane … Read more

The Best Car and Insurance for Your Teen Driver

Car Ratings For Teen Drivers

For over 20 plus years I have been asked by parent after parent how much will my teen’s insurance cost and which vehicle is best to purchase for a teen? I have probably quoted 10’s of thousands of scenarios since 1988 with any and all carriers that have written auto insurance in the US. Now … Read more

Preparing Your Boat For a Hurricane 

Boat Insurance Hurricane

In addition to purchasing and securing boat insurance it is imperative to plan and prepare your boat for any unexpected dangers. Hurricane season is a 6 month period with August and September being the most capricious months for these destructive storms. The danger and risks that come with hurricanes can create damage beyond the initial … Read more