Many homeowners face a common predicament: the refusal or reduction of payouts for their homeowners’ insurance claims citing ‘pre-existing damage.’ This scenario is widespread and affects a significant number of property owners in the state. Insurance companies frequently assert that the issues in question already existed before the incident prompting the claim. Why aren’t pre-existing … Read more
Equip Your Home with Fire Extinguishers Possessing a fire extinguisher in your residence is crucial as it can be the decisive factor between preserving your property or losing everything you own. Unfortunately, many individuals fail to recognize this until it is too late. To prioritize the safety of yourself and your family, it is essential … Read more
As an insurance group, we are currently running a 90% closure rate of carriers with our ability to bind coverage with them. Flipping out because you can’t find insurance coverage anywhere? Since 1993, Triton Insurance Group has worked with hundreds of carriers so we can provide unbiased advice based upon what is best for our … Read more
Auto Insurance Driving around uninsured is both illegal and very expensive. Insurance Institute reports that the average loss per claim on cars is around $4,900. There are many options when it comes to pick from when it comes to Auto Insurance, which is only further reason you should never go without. Within auto insurance you are covered … Read more
Per CNN, the threatening cyclone spinning towards the Gulf Coast has intensified early today (Thursday) becoming Tropical Storm Barry. As the storm intensifies and strengthens in the Gulf of Mexico millions are under flood risk. #TropicalStormBarry is anticipated to become a hurricane, and is expected to reach Louisiana on Saturday with average wind speeds topping … Read more
Quick Tip Tuesday: Inspect your gutters and downspouts. Make sure they are clean and directed away from your house. Caulk any holes and keep your weather strips updated, especially around drafty areas to avoid leaks of rain or wind. Main checkpoints would be around doors, windows and utility entry points. With the tag line “More … Read more
Quick Tip Tuesday: Our second quick tip of this series is to inspect your roof thoroughly. According to the NAIC report, wind and hail damage are the most frequent claims made. An average roof roughly lasts 20-30 years. If your house is old enough, you will need to hire a licensed professional to replace your roof. … Read more
The Home Insurance market started in the 50’s. For years it was common for companies to add beneficial perks in an effort to entice clients to purchase from them. Around the 70’s the Insurance Services Office (ISO) was established to standardize policy forms and protect consumers from unanticipated policy exclusions. ISO standards were a minimum, … Read more
On August 24, 1992, Hurricane Andrew struck Miami with losses that had never been seen in America before. Andrew caused most carriers to stop writing property coverage in the state and a state pool the Florida Joint Underwriting Association FJUA (now known as Citizens) was formed to provide coverage for Florida homeowners. A special hurricane … Read more
The biggest threat for a homeowner is not a hurricane or a fire, but instead something else lurking inside your home … WATER DAMAGE! Water claims are up 46% in the last 5 years according to the Insurance Journal. A large portion of claims that come out of the state of Florida is water loss … Read more