Many people mistakenly assume that their homeowners insurance policy includes coverage for flood damage, however, this is not the case. Typical homeowners insurance policies do not provide any coverage for flooding. Some providers offer various flood coverage add-ons to enhance protection for your home. We recommend reaching out to your Triton Insurance Group agent to … Read more
While paying insurance premiums is a general fact of life, that doesn’t mean you want to find yourself in a position where you need to act on them. Like it or not, accidents happen. If you need to file a claim on your auto or your home insurance policy, you could be concerned if you’re … Read more
Auto Insurance Driving around uninsured is both illegal and very expensive. Insurance Institute reports that the average loss per claim on cars is around $4,900. There are many options when it comes to pick from when it comes to Auto Insurance, which is only further reason you should never go without. Within auto insurance you are covered … Read more
On August 24, 1992, Hurricane Andrew struck Miami with losses that had never been seen in America before. Andrew caused most carrier to stop writing property coverage in the state and a state pool the Florida Joint Underwriting Association FJUA (now known as Citizens) was formed to provide coverage for Florida homeowners. A special hurricane … Read more
For over 20 plus years I have been asked by parent after parent how much will my teen’s insurance cost and which vehicle is best to purchase for a teen? I have probably quoted 10’s of thousands of scenarios since 1988 with any and all carriers that have written auto insurance in the US. Now … Read more
In addition to purchasing and securing boat insurance it is imperative to plan and prepare your boat for any unexpected dangers. Hurricane season is a 6 month period with August and September being the most capricious months for these destructive storms. The danger and risks that come with hurricanes can create damage beyond the initial … Read more
Mortgage insurance does not protect you personally or insure your home, yet it insures the bank if you default on your loan. Homeowners insurance provides coverage for you and your home in the event of an unexpected loss. What does homeowners insurance cover? Property Damage Natural Disasters Standard Home Liability Extra Money for Living Personal … Read more
Quick Tip Tuesday: Inspect your gutters and downspouts. Make sure they are clean and directed away from your house. Caulk any holes and keep your weather strips updated, especially around drafty areas to avoid leaks of rain or wind. Main checkpoints would be around doors, windows and utility entry points. With the tag line “More … Read more
Quick Tip Tuesday: Our second quick tip of this series is to inspect your roof thoroughly. According to the NAIC report, wind and hail damage are the most frequent claims made. An average roof roughly lasts 20-30 years. If your house is old enough, you will need to hire a licensed professional to replace your roof. … Read more