When does pre-existing damage become a reason for the rejection of insurance claims?

Independent-insurance-agents_Florida_Insurance Claim Rejected

Many homeowners face a common predicament: the refusal or reduction of payouts for their homeowners’ insurance claims citing ‘pre-existing damage.’ This scenario is widespread and affects a significant number of property owners in the state. Insurance companies frequently assert that the issues in question already existed before the incident prompting the claim. Why aren’t pre-existing … Read more

The Dangers of Flash Floods & How to Protect Yourself

Florida Independent Insurance Agents | Florida flood Insurance | Florida Homeowners | Triton Insurance Group | Blog Photo

Many people mistakenly assume that their homeowners insurance policy includes coverage for flood damage, however, this is not the case. Typical homeowners insurance policies do not provide any coverage for flooding. Some providers offer various flood coverage add-ons to enhance protection for your home. We recommend reaching out to your Triton Insurance Group agent to … Read more

Protecting Your Passion: Motorcycle Insurance for Classic, Custom, and Harley Davidson Enthusiasts

Triton Blog Photo Motorcycle

For those who are passionate about motorcycles, riding isn’t just a mode of transportation—it’s a way of life. Whether you cruise down open highways on a classic beauty, roar through the streets on a custom creation, or embrace the iconic style of a Harley Davidson, your motorcycle holds a special place in your heart. Just … Read more

5 Reasons Why Landlords Should Require Renters Insurance

Renters Insurance_Independent Insurance Agents_Florida Insurance_Tennessee Insurance

According to Forbes, many tenants underestimate the value of their possessions or mistakenly believe that their landlord is responsible for their belongings, leading them to think they don’t need renters insurance. Requiring tenants to have renters insurance can protect them in case their property is damaged or stolen. Even replacing a small amount of lost … Read more

What Do I Do if I am a Victim of Identity Theft?

Blog Photo Identity Theft

Identity theft is a pervasive and distressing crime that can have severe consequences for its victims. If you discover that you have become a victim of identity theft, it’s crucial to act swiftly and decisively to minimize the damage and restore your stolen identity. In this article, we will guide you through the necessary steps … Read more

8 Factors That Contribute to Changes in Your Car Insurance Premium

Independent Auto Insurance Agents_Your Car Insurance Premium

Your car insurance premium can be influenced by several reasons, including your claims history, driving record, adding new drivers to your policy, and even your credit score. However, there are also other factors that can impact your premium, which are mostly beyond your control. Your Driving Record  Instances such as accidents (regardless of fault), speeding … Read more

6 Methods to Safeguard Your Home Against Fire

Independent Insurance Agents | Florida | Tenessee | Fire Prevention Safety

Equip Your Home with Fire Extinguishers Possessing a fire extinguisher in your residence is crucial as it can be the decisive factor between preserving your property or losing everything you own. Unfortunately, many individuals fail to recognize this until it is too late. To prioritize the safety of yourself and your family, it is essential … Read more