Navigating the intricate world of insurance can be a daunting task, but it’s crucial to find the right balance between your specific needs and optimal protection. With a plethora of options available, each with its own complexities, choosing the right policy requires a blend of understanding and strategic thinking. Our goal is to simplify this … Read more
You may be wondering to yourself, why are my auto insurance rates what they are, and how can I possibly lower them. This article delves into various factors affecting your car insurance rates, ranging from the value of your vehicle to your driving habits. While some aspects are beyond your control, such as increasing repair … Read more
Your car insurance premium can be influenced by several reasons, including your claims history, driving record, adding new drivers to your policy, and even your credit score. However, there are also other factors that can impact your premium, which are mostly beyond your control. Your Driving Record Instances such as accidents (regardless of fault), speeding … Read more
While paying insurance premiums is a general fact of life, that doesn’t mean you want to find yourself in a position where you need to act on them. Like it or not, accidents happen. If you need to file a claim on your auto or your home insurance policy, you could be concerned if you’re … Read more
Auto Insurance Driving around uninsured is both illegal and very expensive. Insurance Institute reports that the average loss per claim on cars is around $4,900. There are many options when it comes to pick from when it comes to Auto Insurance, which is only further reason you should never go without. Within auto insurance you are covered … Read more
The answer is yes and no. We often get calls from clients at the rental car counter asking if they should purchase or waive the coverage offered by the rental car company. So what is the correct answer and what is the cheapest way to get insured? Personal Auto Insurance coverage extends to vehicles you … Read more
For years I have been asked by clients this question and for years the answer is the same “maybe”. While most reputable Health Carriers choose to Coordinate Benefits with Auto Insurance some simply exclude Auto Injury all together. For those who have health policies with Auto Exclusions, it is important to maximize your Medical and … Read more
