home insurance
What You Need to Know About The Insurance Claim Process
While paying insurance premiums is a general fact of life, that doesn’t mean you want to find yourself in a position where you need to act on them. Like it or not, accidents happen. If you need to file a claim on your auto or your home insurance policy, you could be concerned if you’re … Read more
Insurance Types You Can’t Live Without
Auto Insurance Driving around uninsured is both illegal and very expensive. Insurance Institute reports that the average loss per claim on cars is around $4,900. There are many options when it comes to pick from when it comes to Auto Insurance, which is only further reason you should never go without. Within auto insurance you are covered … Read more
Must-knows on Homeowners Insurance
Mortgage insurance does not protect you personally or insure your home, yet it insures the bank if you default on your loan. Homeowners insurance provides coverage for you and your home in the event of an unexpected loss. What does homeowners insurance cover? Property Damage Natural Disasters Standard Home Liability Extra Money for Living Personal … Read more
Quick Tip Tuesday: Inspect Your Gutters and Downspouts
Quick Tip Tuesday: Inspect your gutters and downspouts. Make sure they are clean and directed away from your house. Caulk any holes and keep your weather strips updated, especially around drafty areas to avoid leaks of rain or wind. Main checkpoints would be around doors, windows and utility entry points. With the tag line “More … Read more
Quick Tip Tuesday:
Quick Tip Tuesday: Our second quick tip of this series is to inspect your roof thoroughly. According to the NAIC report, wind and hail damage are the most frequent claims made. An average roof roughly lasts 20-30 years. If your house is old enough, you will need to hire a licensed professional to replace your roof. … Read more
3 Home Policy Exclusions You Likely Never Knew About
The Home Insurance market started in the 50’s. For years it was common for companies to add beneficial perks in an effort to entice clients to purchase from them. Around the 70’s the Insurance Services Office (ISO) was established to standardize policy forms and protect consumers from unanticipated policy exclusions. ISO standards were a minimum, … Read more