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What Does Boat & Watercraft Insurance Cover?
Typically, our insurance policies cover the most common perils related to physical damage to the boat:
What does Boat & Watercraft Insurance cover in terms of items and labor costs?
Standard policies for boats and watercraft offer reimbursement for various damaged items associated with boating. This includes the boat itself and its motor, as well as the trailer used for towing the vessel. Additionally, coverage extends to equipment permanently affixed to the boat, such as anchors, oars, trolling motors, extra fuel tanks, tools, removable canopies, seat cushions, life jackets, preservers, skis, tow ropes, dinghies, and more.Moreover, many watercraft insurance policies also include coverage for labor expenses incurred in repairing or replacing the boat and its related equipment. Basic liability coverage is also commonly provided in most standard insurance policies. While Florida law does not mandate boat insurance, it is advisable to carry some form of coverage to mitigate potential risks.
The insurance quotes generated by this website are not a contract, binder, or agreement to extend insurance coverage and are based on information you have supplied and basic assumptions in a few states about the applicable public fire protection class. To obtain coverage, you must submit a quote request to Triton Insurance Group®. All quote requests for coverage are subject to underwriting approval and subject to applicable state, provincial, and federal law. All policies may not be available in all states or provinces. For more information, contact a Triton Insurance Group agent.
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