How to Save Money on Leak Detection: Leverage Your Insurance

Florida And Tennessee Independent Insurance Agents Moen Flo Leak Detection System

Prompt leak detection is crucial for safeguarding your home and finances. Smart water security devices that monitor your entire home’s plumbing can help you save thousands on home insurance claims. These devices detect leaks instantly and automatically shut off your home’s water supply to prevent significant damage. Moen strives to empower homeowners to protect themselves … Read more

Preparing Your Boat For a Hurricane 

Boat Insurance Hurricane

In addition to purchasing and securing boat insurance it is imperative to plan and prepare your boat for any unexpected dangers. Hurricane season is a 6 month period with August and September being the most capricious months for these destructive storms. The danger and risks that come with hurricanes can create damage beyond the initial … Read more

Tropical Storm Barry Update

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Per CNN, the threatening cyclone spinning towards the Gulf Coast has intensified early today (Thursday) becoming Tropical Storm Barry. As the storm intensifies and strengthens in the Gulf of Mexico millions are under flood risk. #TropicalStormBarry is anticipated to become a hurricane, and is expected to reach Louisiana on Saturday with average wind speeds topping … Read more

Quick Tip Tuesday: Automatic Water Shutoff Devices

Quick Tip Tuesday Water Device

Automatic water shutoff devices are currently the quickest solution to unwanted and most importantly unexpected water leaks, floods, and complications with your pipes. One may have access to manually control their water system but what happens when the unexpected occurs? What if a water pipe bursts in an area that’s difficult to access in the … Read more

Quick Tip Tuesday: Inspect Your Gutters and Downspouts

Quick Tip Tuesday Gutters Tip

Quick Tip Tuesday: Inspect your gutters and downspouts. Make sure they are clean and directed away from your house. Caulk any holes and keep your weather strips updated, especially around drafty areas to avoid leaks of rain or wind. Main checkpoints would be around doors, windows and utility entry points. With the tag line “More … Read more

There is an APP to Protect Your Home From Water Damage & Leaks

Water Damage App

We have the good fortune of providing insurance solutions for nearly 20,000 clients. We have witnessed the cost and inconvenience caused by broken pipes, faulty or failing plumbing connections. The long-term damage caused by a nearly undetectable leak below or above ground could be significant. We have witnessed the horror stories of clients away on … Read more

3 Home Policy Exclusions You Likely Never Knew About

Dog Bite Insurance

The Home Insurance market started in the 50’s.  For years it was common for companies to add beneficial perks in an effort to entice clients to purchase from them.  Around the 70’s the Insurance Services Office (ISO) was established to standardize policy forms and protect consumers from unanticipated policy exclusions.  ISO standards were a minimum, … Read more

The Rise of Water Claims

Water Damage Loss Tampa Insurance

The biggest threat for a homeowner is not a hurricane or a fire, but instead something else lurking inside your home … WATER DAMAGE!  Water claims are up 46% in the last 5 years according to the Insurance Journal.  A large portion of claims that come out of the state of Florida is water loss … Read more