Understanding Your Wind Deductible

Triton Hurricane

On August 24, 1992, Hurricane Andrew struck Miami with losses that had never been seen in America before.  Andrew caused most carrier to stop writing property coverage in the state and a state pool the Florida Joint Underwriting Association FJUA (now known as Citizens) was formed to provide coverage for Florida homeowners.  A special hurricane … Read more

The Best Car and Insurance for Your Teen Driver

Car Ratings For Teen Drivers

For over 20 plus years I have been asked by parent after parent how much will my teen’s insurance cost and which vehicle is best to purchase for a teen? I have probably quoted 10’s of thousands of scenarios since 1988 with any and all carriers that have written auto insurance in the US. Now … Read more

Preparing Your Boat For a Hurricane 

Boat Insurance Hurricane

In addition to purchasing and securing boat insurance it is imperative to plan and prepare your boat for any unexpected dangers. Hurricane season is a 6 month period with August and September being the most capricious months for these destructive storms. The danger and risks that come with hurricanes can create damage beyond the initial … Read more

Tropical Storm Barry Update

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Per CNN, the threatening cyclone spinning towards the Gulf Coast has intensified early today (Thursday) becoming Tropical Storm Barry. As the storm intensifies and strengthens in the Gulf of Mexico millions are under flood risk. #TropicalStormBarry is anticipated to become a hurricane, and is expected to reach Louisiana on Saturday with average wind speeds topping … Read more

Quick Tip Tuesday: Automatic Water Shutoff Devices

Quick Tip Tuesday Water Device

Automatic water shutoff devices are currently the quickest solution to unwanted and most importantly unexpected water leaks, floods, and complications with your pipes. One may have access to manually control their water system but what happens when the unexpected occurs? What if a water pipe bursts in an area that’s difficult to access in the … Read more

Quick Tip Tuesday: Inspect Your Gutters and Downspouts

Quick Tip Tuesday Gutters Tip

Quick Tip Tuesday: Inspect your gutters and downspouts. Make sure they are clean and directed away from your house. Caulk any holes and keep your weather strips updated, especially around drafty areas to avoid leaks of rain or wind. Main checkpoints would be around doors, windows and utility entry points. With the tag line “More … Read more