The holiday season is one of the most wonderful and busiest times of the year. Between decorating the house, shopping for gifts, hosting family, and traveling near and far, safety can easily slip down the to-do list. A little preparation now can help you enjoy the holidays with confidence, knowing your home, family, and valuables are protected.
Keep Fire Hazards in Check
Holiday décor brings warmth and cheer, but it also introduces extra fire risks. Before you plug in those twinkling lights, check for worn cords or overloaded outlets. Keep candles on sturdy surfaces and never leave them burning unattended. If you’re using a live Christmas tree, water it daily a dry tree can ignite in seconds.
It’s also a good idea to test your smoke detectors and review your homeowners coverage to make sure fire-related damage is fully covered. A quick review with your Triton Insurance advisor can help ensure there are no gaps that could turn a joyful season into a stressful one.
Protect Your Home While You Travel
Whether you’re visiting family out of state or heading on a winter getaway, an empty home can be an open invitation for trouble. Use timers for lights to make your home appear occupied, stop your mail and newspaper deliveries, and let a trusted neighbor know your plans.
Double-check that your homeowners or renters insurance includes protection for theft or vandalism while you’re away. If you have valuables, consider a safe deposit box or a secure home safe for peace of mind.
Safeguard Your Holiday Gifts
Big-ticket items like jewelry, electronics, or collectibles can easily exceed your policy’s standard coverage limits. Once the wrapping paper settles, take inventory of any high-value gifts and ask about adding a personal articles policy or scheduling them individually on your homeowners insurance.
A few extra minutes of coverage review can save you thousands down the road — and protect those special gifts that mean the most.
Don’t Forget the Drive
The holiday rush often means crowded roads and distracted drivers. Make sure your auto insurance includes comprehensive and collision coverage, especially if you’re driving long distances or in winter weather. If you have roadside assistance, verify that it’s up to date — no one wants to spend the holidays waiting for a tow truck on the side of the road.
Give Yourself the Gift of Peace of Mind
At Triton Insurance Group, we’re here to help you celebrate safely and confidently. Our team can review your home, auto, and personal coverage to ensure everything you value is protected from the presents under the tree to the people around it.
Give yourself peace of mind this season with Triton’s coverage checkup.
Contact our team today to schedule your complimentary holiday insurance review and enjoy the season knowing Triton’s got you covered.