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Insurance Types You Can’t Live Without
Auto Insurance Driving around uninsured is both illegal and very expensive. Insurance Institute reports that the average loss per claim on cars is around $4,900. There are many options when it comes to pick from when it comes to Auto Insurance, which is only further reason you should never go without. Within auto insurance you are covered … Read more
Understanding Your Wind Deductible
On August 24, 1992, Hurricane Andrew struck Miami with losses that had never been seen in America before. Andrew caused most carrier to stop writing property coverage in the state and a state pool the Florida Joint Underwriting Association FJUA (now known as Citizens) was formed to provide coverage for Florida homeowners. A special hurricane … Read more
The Best Car and Insurance for Your Teen Driver
For over 20 plus years I have been asked by parent after parent how much will my teen’s insurance cost and which vehicle is best to purchase for a teen? I have probably quoted 10’s of thousands of scenarios since 1988 with any and all carriers that have written auto insurance in the US. Now … Read more
Preparing Your Boat For a Hurricane
In addition to purchasing and securing boat insurance it is imperative to plan and prepare your boat for any unexpected dangers. Hurricane season is a 6 month period with August and September being the most capricious months for these destructive storms. The danger and risks that come with hurricanes can create damage beyond the initial … Read more
Must-knows on Homeowners Insurance
Mortgage insurance does not protect you personally or insure your home, yet it insures the bank if you default on your loan. Homeowners insurance provides coverage for you and your home in the event of an unexpected loss. What does homeowners insurance cover? Property Damage Natural Disasters Standard Home Liability Extra Money for Living Personal … Read more
Tropical Storm Barry Update
Per CNN, the threatening cyclone spinning towards the Gulf Coast has intensified early today (Thursday) becoming Tropical Storm Barry. As the storm intensifies and strengthens in the Gulf of Mexico millions are under flood risk. #TropicalStormBarry is anticipated to become a hurricane, and is expected to reach Louisiana on Saturday with average wind speeds topping … Read more
Quick Tip Tuesday: Automatic Water Shutoff Devices
Automatic water shutoff devices are currently the quickest solution to unwanted and most importantly unexpected water leaks, floods, and complications with your pipes. One may have access to manually control their water system but what happens when the unexpected occurs? What if a water pipe bursts in an area that’s difficult to access in the … Read more
Quick Tip Tuesday: Inspect Your Gutters and Downspouts
Quick Tip Tuesday: Inspect your gutters and downspouts. Make sure they are clean and directed away from your house. Caulk any holes and keep your weather strips updated, especially around drafty areas to avoid leaks of rain or wind. Main checkpoints would be around doors, windows and utility entry points. With the tag line “More … Read more
Quick Tip Tuesday:
Quick Tip Tuesday: Our second quick tip of this series is to inspect your roof thoroughly. According to the NAIC report, wind and hail damage are the most frequent claims made. An average roof roughly lasts 20-30 years. If your house is old enough, you will need to hire a licensed professional to replace your roof. … Read more
Our new Auto product will help save time for you and money for your customers.
On December 7, 2018, we’re introducing changes to our Florida Personal Auto product designed to offer even more competitive rates, easier and more accurate quoting and a few new savings opportunities for your customers. New business rates will decrease slightly on average. Individual policy rate changes will, of course, vary by customer based on individual … Read more