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When does pre-existing damage become a reason for the rejection of insurance claims?
Many homeowners face a common predicament: the refusal or reduction of payouts for their homeowners’ insurance claims citing ‘pre-existing damage.’ This scenario is widespread and affects a significant number of property owners in the state. Insurance companies frequently assert that the issues in question already existed before the incident prompting the claim. Why aren’t pre-existing … Read more
The Dangers of Flash Floods & How to Protect Yourself
Many people mistakenly assume that their homeowners insurance policy includes coverage for flood damage, however, this is not the case. Typical homeowners insurance policies do not provide any coverage for flooding. Some providers offer various flood coverage add-ons to enhance protection for your home. We recommend reaching out to your Triton Insurance Group agent to … Read more
Protecting Your Passion: Motorcycle Insurance for Classic, Custom, and Harley Davidson Enthusiasts
For those who are passionate about motorcycles, riding isn’t just a mode of transportation—it’s a way of life. Whether you cruise down open highways on a classic beauty, roar through the streets on a custom creation, or embrace the iconic style of a Harley Davidson, your motorcycle holds a special place in your heart. Just … Read more
5 Reasons Why Landlords Should Require Renters Insurance
According to Forbes, many tenants underestimate the value of their possessions or mistakenly believe that their landlord is responsible for their belongings, leading them to think they don’t need renters insurance. Requiring tenants to have renters insurance can protect them in case their property is damaged or stolen. Even replacing a small amount of lost … Read more
What Do I Do if I am a Victim of Identity Theft?
Identity theft is a pervasive and distressing crime that can have severe consequences for its victims. If you discover that you have become a victim of identity theft, it’s crucial to act swiftly and decisively to minimize the damage and restore your stolen identity. In this article, we will guide you through the necessary steps … Read more
8 Factors That Contribute to Changes in Your Car Insurance Premium
Your car insurance premium can be influenced by several reasons, including your claims history, driving record, adding new drivers to your policy, and even your credit score. However, there are also other factors that can impact your premium, which are mostly beyond your control. Your Driving Record Instances such as accidents (regardless of fault), speeding … Read more
6 Methods to Safeguard Your Home Against Fire
Equip Your Home with Fire Extinguishers Possessing a fire extinguisher in your residence is crucial as it can be the decisive factor between preserving your property or losing everything you own. Unfortunately, many individuals fail to recognize this until it is too late. To prioritize the safety of yourself and your family, it is essential … Read more
How to Mitigate Tree Damage in a Hurricane: Protecting Nature’s Guardians
Hurricane season is upon us once again in South Florida. It is crucial to take proactive steps to minimize the potential damage caused by these powerful storms. Similar to how we prepare our homes with essential supplies, such as flashlights, water, and canned goods, we can also ensure our trees are well-equipped to withstand the … Read more
What You Need to Know About The Insurance Claim Process
While paying insurance premiums is a general fact of life, that doesn’t mean you want to find yourself in a position where you need to act on them. Like it or not, accidents happen. If you need to file a claim on your auto or your home insurance policy, you could be concerned if you’re … Read more