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Florida law requires residents to purchase minimum limits of insurance. Bodily Injury, Property Damage and Personal Injury protection must be maintained at all times while driving a registered vehicle. Bodily Injury protection will protect you for liability arising from injuries that you cause to another driver. Property Damage protection will cover your liability to another driver for damage to their vehicle. Personal Injury Protection also known as “Florida No Fault Coverage” is intended to cover your medical expenses regardless of fault up to $10,000. State minimum requirements for Bodily Injury are $10,000 per occurrence, $20,000 per accident. For property damage the Minimum limit is $10,000 per accident. When the limits are exhausted you are then held personally liable for the remaining cost of injuries and damages.
Purchasing insurance is a complex decision which involves many carrier, limit and coverage options. Online raters from direct carriers allow you to select limits on your own with very little or no guidance. It is important to understand your exposure and seek the guidance of a professional when purchasing auto insurance. A professional can explain the coverage options when deciding whether to purchase Uninsured Motorist, Physical Damage Coverage, Rental, Towing and Excess Medical Coverage. Additionally many professionals work with multiple carriers this allows them to shop for the best price and coverage combinations. We often see clients which have purchased insurance online that are severely underinsured and over exposed.
Since 1993 Triton’s agents have navigated the Florida Insurance market making relationships with the finest state and national carriers. Unlike most local agents and online carriers Triton’s rich carrier relationships allow us to offer you hundreds of quotes. Our slogan “More Options. More Savings.” means that you get the best coverage combination for the best price available in the market. As a Triton client you get a personalized quote from a license professional. We believe that your investment, your assets, your American Dream realized deserves more than “15 minutes or less” you deserve our time, knowledge and expertise.