Don't wait until it's too late.
Don't wait until it's too late.


Did You Know...

Florida Flood Insurance Rates Are Projected to Increase by 200-300% in the Coming Months!

By Locking Your Rates Now, You Are Guaranteed No More than an 18% Annual Increase.


More Flood Facts

House Flood Icon Triton Blue

Florida's coastal areas are susceptible to storm-surge flooding--the sudden and massive build up of water levels by the force of onshore winds produced by tropical storms, hurricanes, and northeasterners. Water levels of 12 feet or more can overflow normally dry lands with devastating results.

House Flood Icon Triton Blue

The severity of flooding can vary significantly based on a variety of factors such as storm intensity, forward speed, angle of attack, the slope of continental shelf, tidal conditions, etc. The northern and southern coastal areas of the county are somewhat more susceptible to surge flooding than are the central sections.

House Flood Icon Triton Blue

Several factors contribute to Florida's flooding. Among these are rainfall intensity, rainfall duration, surface conditions, topography, and poor natural drainage. An increasingly significant contributing factor is rapid water runoff associated with the vast areas of impervious surfaces created by new development, often creating flood prone areas where they didn't previously exist.

House Flood Icon Triton Blue
Flooding often occurs as a result of extended wet periods that create saturated soil conditions, after which additional rain causes surface ponding or overflows catchment canals and ponds.
7 Flood Facts
What Does Flood Insurance Cover?

Under the National Flood Insurance Program (NFIP) a flood is defined as a general and temporary condition of partial or complete inundation of normally dry land by:

  • The overflow of inland or tidal waters.
  • The unusual and rapid accumulation or runoff of surface waters from any source.
  • Mudslides (i.e., mudflows) which are proximately caused by flooding as defined above and are akin to a river of liquid and flowing mud on the surfaces of normally dry land areas, including your premises, as when earth is carried by a current of water and deposited along the path of the current.
  • The collapse or subsidence of land along the shore of a lake or other body of water as a result of erosion or undermining caused by waves or currents of water exceeding the cyclical levels which result in flood as defined above.
A flood policy can cover:
  • flood debris cleanup
  • structural damage (walls, ceilings, floors, stairways, etc.)
  • equipment/utilities damaged by floodwater
  • wall-to-wall carpeting, tile and other flooring surfaces
Contents coverage can cover:
  • furniture
  • office equipment
  • artwork, decorations
  • other contents as defined in your policy

The maximum coverage limits under a standard business flood policy are $500,000 for a structure and $500,000 for contents. The coverage limit for renter contents is $500,000.

Business owners in lower risk areas may qualify for a "preferred risk" policy which provides the same coverages at substantially lower rates.

Get a Flood Insurance Quote Now

  • Home Information:

  • Personal Information:

Florida HQ
100 N. State Road 7 Suite 304
Margate, Fl 33063
Office: 866-400-7674
Fax: 866-657-3678
Tennessee HQ
4151 Old Hillsboro Road
Franklin, TN 37064
Office: 615-234-0157
Mon: 9am - 5pm
Tues: 9am - 5pm
Wed: 9am - 5pm
Thurs: 9am - 5pm
Fri: 9am - 5pm
Sat & Sun: Closed
Triton Agency works with hundreds of carriers so we can provide unbiased advice based upon what is best for our clients in both policy features and pricing. Whatever your Insurance needs (Home, Auto, Umbrella, Business, Liability or Workers' Compensation), we welcome you to experience the Triton difference.