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For years I have been asked by clients this question and for years the answer is the same “maybe”. While most reputable Health Carriers choose to Coordinate Benefits with Auto Insurance some simply exclude Auto Injury all together. For those who have health policies with......

We have the good fortune of providing insurance solutions for nearly 20,000 clients. We have witnessed the cost and inconvenience caused by broken pipes, faulty or failing plumbing connections. The long-term damage caused by a nearly undetectable leak below or above ground could be significant.......

The Home Insurance market started in the 50’s.  For years it was common for companies to add beneficial perks in an effort to entice clients to purchase from them.  Around the 70’s the Insurance Services Office (ISO) was established to standardize policy forms and protect......

Take this storm seriously and if you have not already done so, prepare your home and family now.  The intensity of the storm is building and the true course direction is uncertain. This is expected to become a CAT 3.  Things happen fast and do......

On August 24, 1992, Hurricane Andrew struck Miami with losses that had never been seen in America before.  Andrew caused most carriers to stop writing property coverage in the state and a state pool the Florida Joint Underwriting Association FJUA (now known as Citizens) was......

The biggest threat for a homeowner is not a hurricane or a fire, but instead something else lurking inside your home … WATER DAMAGE!  Water claims are up 46% in the last 5 years according to the Insurance Journal.  A large portion of claims that......

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